Finic ("the app", "we", "our") is a personal finance and purchase-tracking application. This policy explains what information the app processes, how it is used, and who to contact with questions.
When you use Finic to record a purchase — by typing, dictating, or entering it manually — the app processes:
Finic does not require you to create an account, and does not collect your name, contacts, or precise location.
Purchase and spending data you enter is stored locally on your device in a local database. It is not uploaded to our own servers. We do not currently operate a backend that stores your personal spending history.
When you dictate or type a description of a purchase, the text you enter is sent to OpenAI's API so the app can automatically identify the product name, amount, currency, and spending category. This text is processed by OpenAI solely to return structured data back to the app, and is subject to OpenAI's own data handling practices. We do not send your device identifiers, contacts, or precise location as part of this process — only the purchase description text you typed or dictated.
Finic may offer optional paid subscriptions through Google Play Billing. Payment details (card numbers, billing information) are handled entirely by Google Play and are never seen or stored by us. We only receive confirmation of your subscription status from Google Play.
Finic does not display third-party advertising and does not share your data with advertising networks.
We do not sell your data. The only third party involved in processing is OpenAI, used strictly to parse purchase descriptions you enter, as described above.
Because your spending data is stored locally on your device, you can delete it at any time by removing your entries in the app or by uninstalling the app, which removes the local database entirely.
We may update this policy as the app evolves — for example, if we introduce cloud sync or additional features. Material changes will be reflected on this page with an updated date above.
If you have questions about this policy or how your data is handled, reach out: